My Invoice Finance

Ultimate Invoice Finance explainer video

Find out how Ultimate can help your business and what invoice finance they offer.

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About Ultimate Finance Group

We specialise in helping SMEs overcome cashflow challenges, offering a range of innovative and practical finance solutions specifically developed for a wide variety of different industries and situations. However, despite the fact that we’re one of the largest independent companies operating in this marketplace our approach is refreshingly friendly, flexible
and helpful.

We appreciate that your business is unique – that you like to do things in a particular way, that you have close relationships with your clients and that you have particular challenges that are specific to your operation.

Unlike the big financial institutions we understand this, treating each of our clients on an individual basis. We don’t take a “one-size-fits-all” approach, but tailor our wide range of options to suit your individual requirements. The ratio of client managers to clients is significantly higher than you would get from the big banks and other independent finance firms. This enables us to really work closely with you to provide fast decisions, attentive service and excellent support at all times.

We conduct regular customer satisfaction reviews to help us continually improve our services and are proud of the fact our customer retention levels are well above the industry average.

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Invoice Finance gives you access to the money that is owed to you by your customers – it allows you to draw funds against your sales before the invoices have actually been paid.

It is an excellent way to improve your cashflow and provide extra working capital to expand your business.

A flexible and very attractive option, it is becoming very popular with a wide range of businesses.

There are several different options available, but they fall into two broad categories – click on the links below for more information on Factoring and Invoice Discounting.

Freelancer Essentials

Types of invoice finance available, explained.

  •        Factoring

    Factoring options Include:

     

    Factoring. We advance up to 90% of the value of unpaid invoices. We manage your sales ledger and provide credit control and your customers are aware of our involvement.

    Fixed Fee Factoring. We advance up to 85% of the value of unpaid invoices with a fixed monthly service charge. The fact that the fee is fixed helps you budget. We manage your sales ledger and provide credit control and your customers are aware of our involvement.

    Confidential Factoring. We advance up to 90% of the value of unpaid invoices for a fixed monthly service charge. The fact that the fee is fixed helps you budget. We manage your sales ledger and provide credit control using a specialist partner so your customers are unaware of our involvement.

    CHOICE. We advance up to 90% of the value of unpaid invoices. We manage your sales ledger, but you still have full customer contact and carry out your own credit control.

    We can use our Factoring facilities to help a wide range of businesses including… Manufacturing, Product Wholesale, Warehousing and Distribution, Printing, Engineering, Recruitment, Transport, Construction and Business Service Providers.

  •       Invoice Discounting

    Invoice Discounting options include:

    Disclosed Invoice Discounting. We advance up to 90% of the value of unpaid invoices. You keep control of your sales ledger and credit control and your clients are aware of our involvement.

    Confidential Invoice Discounting. We advance up to 90% of the value of unpaid invoices. You keep control of your sales ledger and credit control and your clients are unaware of our involvement.

    We can use our Invoice Discounting facilities to help a wide range of businesses including… Manufacturing, Product Wholesale, Warehousing and Distribution, Printing, Engineering, Recruitment, Transport, Construction and Business Service Providers.

  •       Ultimate Construction Finance explained

    Our tailored Construction Finance facilities provide funding against Applications for Payment to the first tier subcontractor sector. We understand the challenges faced by small and medium sized (SME) subcontractors and can provide Subcontractor Finance facilities of up to £3,000,000 that bridge the gap between raising applications and getting paid. What’s more, we fund Uncertified Applications for Payment on a fully confidential basis and our pricing matrix is clear from the outset.

    Our bespoke confidential Construction Finance service is supporting the working capital & growth aspirations of many 1st tier subcontractors in the plastering, plumbing, roofing, heating, flooring, decorating, groundworks, scaffolding, electrical, maintenance and industrial cleaning sectors along with many other specialist trades.

  •       Ultimate Recruitment Finance explained

    The recruitment industry, and especially the temporary sector, has some unique funding and operational challenges. Ultimate Recruitment Finance specialises in helping agencies get round the cashflow issues and handle all those time-consuming administrative tasks. It’s a truly dedicated service, run by experienced recruitment industry experts who only work with clients in this area. 

    You can get advances of up to 90% of your unpaid invoices. The balance due on invoices is then made available to you as soon as the money has been collected from your customer.

    We also provide back office support that enables you to streamline all the laborious administrative processes and focus on those activities that earn revenue. We partner with leading software developer ETZ to offer the most capable automated timesheet solution on the market. This will transform the efficiency, productivity and profitability of your entire business.