Case Studies

We have put together a selection of case studies to show you the variety of companies we have assisted with finance solutions.

Interior Office/Shop Fitter

Turnover: £3M per annum

Finance Amount: £400,000 

Type of Finance: Confidential funding line. Mixture of application and invoiced work. 

Advanced Rate: 65% and up to 75% single debtor concentration 

Additional services: Credit insurance. 

Result: Provided the company with much needed cash flow to continue its growth and saved them over £5,000 p.a. on its previous finance costs.

builder wearing tool belt

Subcontractor – Building Industry

Turnover: £1.5M per annum

Finance Amount: £250,000

Type of Finance: Confidential construction finance facility to subcontractor in building industry 

Advance Rate: Application funded pre QS sign off at 60%. Limited personal guarantees only. 

Result: Increased funding and saving of over £10,000 on fees charges by previous finance provider.

product manufacturing station

Environmental Product Manufacturer 

Turnover: £1M per annum

Finance Amount: £250,000 (Factoring) + £60,000 (Asset Finance)

Type of Finance: Factoring

Advance Rate: Funding up to 100% single debtor, large supermarket, at certain peaks.

Result: Provided the manufacturer with advance funds to assist with cash flow, along with asset finance for plant and machinery.

blue lorry towing large tank trailer

Haulage Company

Turnover: £650,000 per annum

Finance Amount: £100,000 

Type of Finance: Disclosed Invoice Discounting

Advance Rate: 80% funding for 90 days and a minimum service fee of just £310 per month. 

Result: Additional £25,000 of cash flow provided and annual cost saving of £60,000.

Car bodywork being repaired

Car Body Repair Shop

Turnover: £750,000 per annum

Finance Amount: £75,000

Type of Finance: Invoice Finance

Result: Additional funding of £50,000 over the current provider, who wouldn’t fund the main debtor, and annual cost saving in excess of £10,000.

sparks being created by power tool

Manufacturer

Turnover: £12M per annum

Finance Amount: Combined funding of £2.25M

Type of Finance: Invoice Finance

Advance Rate: 90% – Term loan facility of £250,000 over 3 years

Result: Additional funding of £0.5M and an annual cost saving of £60,000.

Construction Sector

Turnover: £35M per annum

Challenge:  Reduce finance costs whilst improving cashflow for suppliers

Finance Amount: £1,000,000

Type of Finance: Supply Chain Finance

Result: Facility of £1M to enable suppliers to be paid in advance of current 90 day terms. Cost of finance 1% per month. Discount for early settlements negotiated from suppliers 5%. Net benefit to the company of £20,000 pa and suppliers paid earlier.

people at table writing post-it notes

Training Provider

Turnover: £750,000 per annum

Finance Amount: £100,000

Type of Finance: Selective Invoice Finance

Advance Rate: 90%

Result: No contract and no ongoing commitments, can use as and when needed. Currently funding £100,000 at a one off cost of 2%.

Get In touch

0800 009 6106